Affordability

Nov. 9, 2026

Low Rates or Lots of Leverage? Buyers Rarely Get Both.

Low Rates or Lots of Leverage? Buyers Rarely Get Both.

Low Rates or Lots of Leverage? Buyers Rarely Get Both.

If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down.

…

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Nov. 6, 2026

Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.

Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.

Selling Your Home? What You Should Know About Price Cuts vs. Rate Buydowns.

In today's market, a growing number of sellers are opting to do something called a price cut – especially when their house has been on the market for a while without any bites.

According …

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Nov. 2, 2026

The Home Insurance Move That Could Save You $440 a Year

The Home Insurance Move That Could Save You $440 a Year

The Home Insurance Move That Could Save You $440 a Year

For homeowners, a higher deductible could unlock some real savings. But, before you adjust your coverage, it is worth checking whether this move actually makes sense for you.

The best time to look into it is …

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Posted in Affordability
Sept. 25, 2026

Why So Many Sellers Are Cutting Their Price Right Now

Why So Many Sellers Are Cutting Their Price Right Now




Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

Sellers tend to worry a cut means walking away with less than they hoped. Sometimes …

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Sept. 24, 2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.




You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… 

That's …

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Sept. 21, 2026

3 Things You Can Actually Control About Your Mortgage Rate Right Now

3 Things You Can Actually Control About Your Mortgage Rate Right Now




If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit …

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Sept. 16, 2026

The Best Time To Buy a Home in 2026 Is Almost Here

The Best Time To Buy a Home in 2026 Is Almost Here




Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

Yes, mortgage rates have been ticking up lately …

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Sept. 7, 2026

Remote Work Could Be Your Affordability Answer

Remote Work Could Be Your Affordability Answer




For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away. 

But your salary is only half the equation. Where you live …

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Sept. 5, 2026

Why Buyers Shouldn't Overlook a Fall Move

Why Buyers Shouldn't Overlook a Fall Move




You've been waiting for something to change before you buy. It just might not be the thing you expected…

While everyone’s paying attention to mortgage rates, only the savviest buyers know that the changing season can start tipping things …

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Sept. 2, 2026

Think New Homes Cost More? Not Right Now.

Think New Homes Cost More? Not Right Now.




Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards. Newly built homes are more affordable than existing ones in a lot of markets. And that’s because builders are cutting prices …

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