Low Rates or Lots of Leverage? Buyers Rarely Get Both.

If you’ve been watching mortgage rates lately, you might feel a little stuck. Rates climbed above 7% this year, and a lot of buyers have decided to sit tight and wait for them to come back down.

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What Experts Forecast for Mortgage Rates and Home Prices in 2027

When it comes to housing, two of the biggest questions on everyone’s mind right now are:

1. What’s next for mortgage rates?
2. Where will home prices go from here?

And if you’re weighing …

Credit Scoring Is Changing: 3 Things Homebuyers Should Know

Credit scores help decide whether you can buy a home and what mortgage rate you will be offered. They can also determine how much house you can afford, and whether a lender will approve your loan.

That is …

Who’s Buying Homes with Cash Right Now?

When you hear that someone bought a home with cash, you might picture a wealthy investor or a luxury buyer. But the reality is a little different.

According to the National Association of Realtors, about 1 in 4 home sales …

Why Builders May Be More Motivated To Sell Than Homeowners

If you are shopping for a newly built home right now, you might be in a stronger position than you think. Builders are offering some of the biggest incentives we have seen in years, and in many cases, …

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

A recent survey from Clever found 58% of Gen Z buyers are actually rooting …

Why So Many Sellers Are Cutting Their Price Right Now

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

Sellers tend to worry a cut means walking away with less than they hoped. Sometimes …

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember… 

That's …

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell. Which type you’re in …

3 Things You Can Actually Control About Your Mortgage Rate Right Now

If you're trying to buy a home, affordability is probably what keeps you up at night. And as you watch mortgage rates tick up again lately, it’s fair to wonder if you should just hit …